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4worldlovers: CIBI is a completely independent Insurance Broker. Our Advice is always objective. We provide customized policies to meet specific business and personal insurance requirements. Unlike other organizations with the inability to provide client focused service,we can adapt quickly to changing conditions, ensuring that our clients receive a fast and efficient response to their needs.

4worldlovers: You have big dreams – and our team has your back. We’re the experts who help businesses, organizations and people handle uncertainty and risks by doing the shopping around for you to secure the best Canadian business insurance!

Aligning your specific risks with the best products and services from the 70+ top Canadian insurance companies is what we do! There's no time like the present to protect what you're building with better insurance from ALIGNED's experts.


We care about what you care about! You know the future is never set in stone. That's why managing risk is nothing short of essential. We help you move forward with confidence, because our team of "real people" are licensed insurance experts solely focused on protecting you!

Rest assured that when disaster strikes we are here for you and are on your side! Report a claim anytime by calling 1-844-890-3213 to talk to an ALIGNED claims expert.

What guides us to negotiate and deliver the best to you!

100% Canadian and fiercely independent, ALIGNED is a premier business insurance brokerage that serves thousands of clients across the country. Every day, we help people handle uncertainty and threatening risks with expert advice and better business insurance options. With offices in Toronto, Calgary and Vancouver as well as our national operations centre in Cambridge, Ontario, we are one of the fastest-growing and most highly awarded business insurance brokerages in Canada. Our President and CEO Andrew Clark launched ALIGNED because he wanted to deliver a different kind of insurance experience to Canadian businesses. Growing up with a strong desire to help others, Andrew…

Don’t worry, we do. Whether you’re a solopreneur, a small business of 5 employees or a CEO leading a team of 100+ people, we know how to help you protect yourself, your staff, your assets and your livelihood.

Just one bodily injury and/or property damage claim can cost you a lot. Get covered for these specific risks…

Even with years of experience, ‘misteaks’ can happen to anyone. Get covered for your errors and negligent acts…

Damage by fire, water, lightning and other perils such as flooding, windstorms, hail and acts of terrorism can be covered…

Just because auto insurance is mandatory doesn’t mean you have to settle for the basics. We can get you better coverage…

You know that a shutdown or lawsuit could shutter your company. We make it easy and cost effective to protect what have built and what your are building…

DYK that standard liability policies often exclude cyber? We’ve got affordable coverage options for every business…

When things don’t go as planned…fingers get pointed. Talk to one of our D&O experts to get coverage that will respond right away…

Unfortunately, employees theft happens. Work with us to get the coverage that you really need…

Know how a ‘running down clause’ can protect you? We do. Get your questions answered and better coverage now…

One equipment failure can devastate any business. Get ahead of the problem by aligning better coverage…

It’s a fact. Standard Canadian general liability policies exclude almost all environmental risks. Get covered with…

Bidding on a project and need a bond now? We help all industries including contractors get the assurances they need…

Well built is what you aspire to deliver. We work hard to deliver better coverage options to Canadian contractors and property owners…

Since 2018, we have been known for our extensive access to top cannabis insurers. We can help you grow with confidence, let’s get started…

Whether it’s a student rental, rooming house, income property, seasonal rental or apartment building…if you are a landlord you came to the right place!

Embedding insurance into your buying process is a great way to provide added protection for you and/or your valued customers…

Baby products, ebikes, PPE, nutraceuticals, adult toys or pretty much anything else…we can help secure the product liability insurance you need!

Whether it’s insurance for drones, M&A, kidnapping etc. there aren’t many products we don’t handle. Get the right & best coverage aligned now…

We do the shopping around for YOU! Get the best policies and quotes from our 70+ top Canadian insurance partners!

It takes a team to deliver better business insurance. Andrew, Darcy, Kate and Joan are leading an amazing team of business insurance experts to help Canadians handle the uncertainty and risks that threaten their businesses and organizations each and every day.

4worldlovers:
As your partner in investing and as your neighbours in the community, we’re committed to creating a better, more sustainable and resilient future. Our co-operative identity anchors our decision-making to who we are as an organization and pushes us to go further to create positive change. We exist to strengthen the financial security of our clients and their communities.

The waterfall method is about prioritizing your finances to help you achieve success. Start at the top with high interest debt, then work your way to setting up future financial goals. Let us help you prioritize to improve your cash flow. Talk to us! https://www.cooperators.ca/local/delvand-insurance